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Requirements to Earn APY:
enrollment in e-Statements;
monthly Direct Deposit of at least $250 (VIP); direct deposit from a single source can not be used to meet the requirement for multiple accounts;
12 Visa Debit Card Purchases per month; minimum purchase $5.00; purchases must be posted to the account by close of business on the last business day of the month; purchase returns will reduce your number of transactions;
Platinum Tier only: 3 bill payments per month; bill payments must be posted to the account by close of business on the last business day of the month, must be at least $20 each, and may NOT be made payable to Market USA FCU or to any non-business payee. Splitting a single bill into three payments does not qualify.