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Whether you are a first time home buyer, purchasing your next home, or refinancing an existing mortgage, we offer a variety of programs for your specific needs.
Our Mortgage Department is available to answer all your questions and help you through every step of the mortgage process. We offer low lender fees, competitive rates and a wide selection of products, including:
Fixed Rate Loans - 10, 15, 20, or 30 years
Adjustable Rate Loans - 3, 5, 7, or 10 years
3% Down President's ARM - An adjustable rate mortgage requiring only a 3% down payment which can be gifted (certain restrictions apply).
FHA Loans - This loan requires a lower down payment than traditional loans, making it easier to purchase your first home. Available in MD, DC and VA for first time home buyers.
VA Loans- Loans specifically for members who have served in the military.
HarmonyLoan™ - Allows you to lower the interest rate on your mortgage without the hassle and costs of refinancing.
Reverse Mortgages -A unique mortgage that allows homeowners age 62 years and older to convert part of the equity in their home into monthly income or cash, without having to sell their home. Available in MD, DC and VA.