Mechanical Repair Coverage

It's hard to anticipate vehicle repairs and maintenance. Budgeting for this can be difficult and can tie up funds earmarked for other needs. MEMBER'S CHOICE® Mechanical Repair Coverage (MRC) helps pay for repairs on your vehicle1, giving you more control to help you keep your car on the road where it should be.

If your vehicle breaks down, MRC pays for the cost of covered repairs, less any deductible, at any authorized repair facility in the US or Canada. By taking a few simple steps while signing your loan paperwork, you can be prepared for the unexpected.

Typically, as the age of your vehicle increases so does the average cost of repairs. That's why MRC is so valuable. Additionally, MRC provides rental reimbursement, 24-hour emergency roadside assistance, and travel expense reimbursement. And if you sell your vehicle privately, the coverage can be transferred.


  1. Up to your policy maximum per terms of your contract agreement.