Market Center

Announcing Quick Pay! Pay loans online with your bank card!

Quick Pay is our new self-service loan payment feature. Use our Quick Pay service to make a payment with your Bank Card! This convenient new option allows you to make real time payments using your bank card. Follow the easy prompts to submit your payment today! There is a fee for using this service.

In addition to our newest payment method, we offer multiple low-cost ways to pay your loan.

Pay Bills the Easier Way and Get Rewarded!

Add and Pay two new payees and receive a $5 eGift card!*

Make the most of your time this spring and summer and earn $5 when you add and pay two new payees!

  • Just complete the following between May 1, 2018 and June 30, 2018:
  • Add 2 new payees using online Bill Pay
  • Pay 2 new payees using online Bill Pay
  • Receive a $5 eGift card* (Maximum of one, $5 eGift Card awarded per account holder)
  • And remember with Market USA Bill Pay you can:
  • Pay all your bills in one place
  • Stay organized by viewing details of all of your past payments
  • Receive eBills and bill payment reminders automatically

Get started today!

To qualify for this one-time $5 eGift Card, the Bill Pay subscriber must complete a minimum of two (2) qualifying transactions from the same bill pay account between May 1, 2018 and June 30, 2018.

A qualifying Bill Pay transaction is adding and paying a new biller through participating Credit Union. Qualifying Bill Pay transactions must be at least $10 and must be sent to a unique party with a different mailing address from the Bill Pay subscriber; payments to oneself are excluded.

The $5 eGift Card will be processed by July 20, 2018 under this campaign after which time the participating Credit Union may close this campaign.

Maximum of one, $5 eGift Card awarded per account holder.

To be eligible for the bonus, the checking account from which the Bill Pay transactions were made must remain open at the time of offer fulfillment. Any Bill Pay subscriber who meets the qualification requirements as of June 30, 2018 but whose checking account to be credited is no longer in open status when the credit is paid will not receive the bonus. Any applicable taxes associated with this offer are the responsibility of the account holder.

Business accounts are excluded. Employees of Fiserv, Inc. and their respective parent and affiliate companies, as well as board members and the immediate family (spouse, parents, siblings and children) and household members of each such employee are not eligible. Rules are subject to change without notice.

All product and company names are trademarks™ or registered® trademarks of their respective holders. Use of them does not imply any affiliation or endorsement.

For promotional use only. Not responsible for lost or stolen reward codes; includes all applicable taxes and fees. Reward code may only be used once and will carry no balance. May not be combined with other promotional codes, gift cards or offers. Individual rewards subject to unique terms and conditions. Additional terms and conditions apply to use of the eGift Card. Offer only redeemable in the U.S.

Free Identity Theft & Fraud Seminar

Join us to find out how identity thieves get your personal information, how to minimize your risk of ID theft, warning signs that you may be a victim, how to spot phishing attacks, tips on shopping safely online, what to do if you're a victim of fraud, and more.

You will leave the seminar with an array of information to help reduce your risk, including valuable online resources, privacy tips for your PC, mobile devices, and social media accounts, and a list of methods fraudsters use to steal your identity so you will know what to look for.

  • Where:
    Market USA FCU
    8200 Professional Pl, #105
    Landover, Maryland 20785
  • When:
    Wednesday, May 9th, 2018
    6:00 p.m. - 7:00 p.m.

All attendees will receive a free gift and light refreshments will be served. Please RSVP below or call 1-800-914-4268.

Space is limited - reserve your seat today!

RSVP for Landover ID Theft Seminar

Save. Snap. Win.

Follow the Elements of Money's Stories on Snapchat & you might score a gift card!

Love Snapchat? This contest is for you...

To celebrate Financial Literacy Month in April, Elements of Money, our teen program, is giving away a gift card every week for their "Save. Snap. Win." contest!

  • Entering is easy:
  • Add Elements of Money on Snapchat (username:elementsofmoney)
  • Follow their Stories throughout April.
  • When you see the special Reward Snap, take a screenshot. The first person to send it back to Elements (via chat) wins a gift card!
  • Pro tip: you never know when you'll see the Reward Snap (or how much it'll be worth), so make sure you check every day to see if they've posted a Story.

The contest runs April 1 - April 30, 2018.

Follow the Elements of Money on Snapchat.

Tax Time Certificate Special

Take advantage of our Tax Time Certificate Special - available for a limited-time only!

  • 2.50% APY* (2.40% APY*without e-Statements)
  • 10-Month Term
  • Deposit from $500 - $10,000

Other rates and terms are also available. To open a certificate, either download the certificate application and mail it with your deposit to Market USA FCU, 8871 Gorman Rd, Suite 100, Laurel, MD 20723, or stop by a branch. Offer has been extended through May 10, 2018.

*APY (Annual Percentage Yield) effective as of 3/09/18 and subject to change. Minimum deposit of $500 required to earn stated APY. Maximum deposit $10,000. New money only. Requirement to earn 2.50% APY: activated e-Statements. Rate is 2.40% APY without e-Statements. Certificate is only valid for a single 10-month term. A withdrawal of dividends or the occurrence of fees could reduce earnings. Early withdrawal penalties may apply. Offer valid until 5/10/18. One certificate per Social Security number. Cannot be combined with any other offers or promotions.

A Successful Coat Drive, Thanks to Generous Donors!

We recently partnered with One Warm Coat to hold a coat drive at our Laurel and Landover branches for children and adults in need of warmth.

There is a real need for coats in our local community, and One Warm Coat's program made it easy for the credit union to make a difference and spread much needed warmth. We donated 117 coats to Sarah's House, a homeless shelter located in Ft. Meade, MD. This was made possible due to our members, staff and Wren Rickenbrode, a student at Mater Amoris Montessori School, who collected 44 coats at her school. Thank you to all who helped make this coat drive a huge success!

Each year, hundreds of thousands of gently worn coats are distributed across North America to children, women and men in need through One Warm Coat's Coat Drive program. "We are so grateful for our wonderful partners like Market USA. We are thrilled so many people came together to provide warmth for their neighbors in need and are thankful to everyone who donated!" said One Warm Coat President and CEO Jennifer Stockard.

You can learn more about One Warm Coat at

Coat Drive Collection

Lower Your Loan Payments with Our FlexPay Program

If you have a Market USA auto or personal loan, and are looking to save on your monthly expenses, you may be eligible to use our new FlexPay program! With a few easy clicks, you can extend the term and lower your monthly payments - the entire process is completed securely online. To get started, simply sign into Internet Banking or Mobile Banking through our website (not the mobile app), and select FlexPay next to your loan. Your current loan information will already be pre-filled on the FlexPay screen. You can adjust the dial until you find the term and monthly payment that fits your needs. Once you select the Extend Term button, e-sign and submit your loan documents, and you're done! Visit our FAQs for more details.1

Switch and Save with our Visa Platinum Card

Don't spend your hard earned money on fees and higher interest rates. Our Visa Platinum cards offer NO balance transfer fees, NO cash advance fees and NO Annual Fees. Plus, we offer great low rates - that's the credit union difference!

  • Low 3.90% APR2 introductory rate for 6 months
  • Rates as low as 10.75% APR2 after six-month introductory period
  • Credit line up to $20,000
  • Save big by transferring higher-rate balances to your Market USA Visa
  • Choose between Visa Platinum and Visa Platinum with Rewards. Redeem your points for hotel stays, vacations, merchandise, air travel and more!

Apply online, call 1-800-914-4268 or stop by any branch. Don't forget to move higher-rate balances to your new Market USA Visa Platinum card!


  1. A minimal processing fee per loan will be charged to your saving or checking account based on your monthly payment. Excludes Mortgage, Home Equity and Credit Card balances. Interest will continue to accrue on unpaid loan balance. To qualify for extension, loan must be open for at least 90 days and in good standing.Certain restrictions apply. Call for details.
  2. Annual Percentage Rates (APR) effective 04/01/2018 and subject to change. 3.90% introductory APR valid for six months from initial card issuance. Thereafter, the variable rate will be between 10.75% - 18.00%. The APR is calculated as Prime + a margin between 6.00% - 16.00%. Prime is currently 4.75%. Actual rate may vary and is based on an evaluation of applicant's credit.